- The cabinet adopted the 2027 figures on 7 October 2026; the Bundesrat still has to approve them.
- The pension contribution ceiling rises from €8,450 to €8,850 a month.
- The compulsory health insurance limit rises from €77,400 to €84,150 a year.
- The average additional health insurance rate for 2027 stays at 2.9%.
Every autumn Germany updates the numbers that decide contributions, the health insurance choice and, indirectly, the EU Blue Card thresholds. Here is what the 2027 figures mean for international professionals.
The 2027 figures
The federal cabinet adopted the regulation on 7 October 2026; it still needs the approval of the Bundesrat (German Pension Insurance). On 30 October 2026 the Federal Ministry of Health set the average additional health insurance rate for 2027 at 2.9% (Federal Ministry of Health).
What it means for the Blue Card
The Blue Card thresholds follow the pension ceiling. A ceiling of €8,850 a month is €106,200 a year, which points to €53,100 for the standard Blue Card and €48,108.60 for shortage occupations, IT specialists and recent graduates in 2027. The official thresholds are usually announced in December. See my Blue Card 2027 article.
What it means for health insurance
From 2027 you can only choose private health insurance if you earn more than €84,150 a year. Most international employees will stay in public insurance, which also covers family members without income. Read public vs private health insurance.
Common questions
Are the 2027 figures final?
The cabinet adopted them on 7 October 2026; the Bundesrat still has to approve them.
What will the Blue Card threshold be in 2027?
Based on these figures, €53,100, or €48,108.60 in shortage occupations. The official numbers usually come in December.
Will my health insurance get more expensive in 2027?
The average additional rate stays at 2.9%, but each fund sets its own rate.
Sources
I moved to Germany for my master's, collected more than 1,000 rejections, and then got multiple job offers within six months. I work in digital marketing in Germany and help international professionals get hired in Europe. Read my story.