Key takeaways
  • The national visa fee for most work visas is €75.
  • A rental deposit can be up to three months' net cold rent.
  • Plan temporary housing for the first month.
  • Keep a buffer until your first salary, which may come at the end of your first month.

Money stress in the first month can ruin a good start. Here is what to plan for, so your first salary isn't your only safety net.

What to budget

Visa fee€75 for most national work visas
DocumentsTranslations, apostilles, recognition fees
FlightsOne way, plus baggage
Temporary housingUsually the first four weeks
Rental depositUp to three months' net cold rent
First monthFood, transport, SIM, basics

Your buffer

  1. Count until your first salary. Many employers pay at the end of the month.
  2. Add the deposit and first rent. Often needed at the same time.
  3. Add a safety margin. Unexpected costs always come.

How to reduce costs

  • Ask your employer for relocation support. See how to negotiate it.
  • Start in a shared flat.
  • Buy furniture second hand.

Common questions

Do I need a blocked account for a work visa?

No, if your contract salary covers your living costs.

Can I bring cash?

Yes, but amounts above legal limits must be declared at customs.

Will my employer pay the deposit?

Rarely, but some offer an advance or relocation allowance.

Free PDF: Your first 30 days in GermanyDownload it free in under a minute, or send ARRIVAL to @swapnil_in_germany on Instagram.
Written by Swapnil (Samadhan Mule)

I moved to Germany for my master's, collected more than 1,000 rejections, and then got multiple job offers within six months. I work in digital marketing in Germany and help international professionals get hired in Europe. Read my story.